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Explore blogs, downloads, and videos designed to help you grow smarter and faster.
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RESOURCES
Blogs
Top 7 Credit Report Mistakes Costing You Approvals — And How to Fix Them Fast
Your credit report is more than just a number — it's your financial reputation. Whether you're applying for a business loan, getting a car, or setting up utilities, one mistake on your credit report c... ...more
Carter & Co. Consultants
May 14, 2025•3 min read
DIY Credit Repair vs. Full-Service: Which One Is Right for You?
Trying to decide between fixing your credit on your own or hiring a pro? This post breaks down the pros, cons, and key differences between DIY credit repair and full-service options — so you can choos... ...more
Carter & Co. Consultants
May 07, 2025•2 min read
Get Approved: How to Qualify for Business Funding Even With Bad Credit
Think you can't get business funding with bad credit? Think again. Here's how to get approved through smart alternatives like revenue lending, BNPL, and business credit — with expert help from Carter ... ...more
Carter & Co. Consultants
May 05, 2025•3 min read
5 Things to Do Right After You Form Your LLC (That Most New Entrepreneurs Miss)
Forming your LLC is just the beginning. This guide shows you what to do next — including opening your bank account, getting your EIN, and setting up your business credit the right way. ...more
Carter & Co. Consultants
April 16, 2025•3 min read
5 Ways to Boost Your Credit Score Without a Credit Card
Think credit cards are the only way to raise your score? Think again. Here are 5 legit ways to build credit fast — without ever swiping a card. ...more
Carter & Co. Consultants
March 28, 2025•3 min read
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Smart Services Built for Everyday Entrepreneurs
From side hustles to full-time businesses — we guide your journey with clarity and confidence.
All-in-one solutions tailored for growth, ownership, and success.
Business Formation Services
Turn your idea into a legit business with our fast and stress-free setup services.
Virtual Business Address & Phone
Appear professional and protect your privacy with a virtual address and phone number.
Credit & Finance Solutions
Struggling with bad credit? We’ll guide you back to financial stability.
Carter Shield
Take control of your security with our easy-to-use digital protection tools.
Business Credit Building
Build strong business credit that doesn’t rely on your personal score.
Rent Reporting Services
We report your rental payments to help boost your credit score fast.
Bill Pay Assistance
Our system helps you pay on time and build positive credit history.
Payment Plans
Get started today — pay over time with flexible options.
TESTIMONIALS
What others are saying
“Carter & Co. helped me go from a 540 credit score to over 700 in just a few months.”
I was lost and overwhelmed, but their team made everything so simple. Now I’m pre-approved for business funding — something I never thought I’d qualify for.
“I used their rent reporting service and saw my credit jump 48 points in 60 days.”
I had no idea my rent could help my score. This gave me the confidence I needed to apply for a new car loan and actually get approved.
“Their business credit program changed the game for me.”
I always used my personal credit for everything. Now I have vendor accounts, a separate credit profile, and I finally feel like a real business owner.
“What I love most is that they actually care.”
Every time I had a question, someone answered. Every time I got stuck, they helped me through it. You don’t feel like a number — you feel like a partner.
Frequently Ask Questions
What services does Carter & Co. offer?
We offer credit repair, business formation, virtual business tools, funding access, rent/bill reporting, and more — all tailored for everyday entrepreneurs.
Who are your services for?
We help side hustlers, small business owners, self-employed professionals, and anyone looking to build credit or grow their business.
Do I need good credit to get started with your services?
Not at all. Many of our clients come to us with low or challenged credit — we’ll help you improve it.
Is my personal information safe with you?
Absolutely. We use secure platforms and never sell or share your data.
How does credit repair work?
We review your credit reports, dispute inaccurate items, and provide tools to help you rebuild your score.
Can you help me start an LLC?
Yes! We handle the full formation process including your LLC, EIN, and operating agreement.
Can you help me get approved for business funding?
We offer both personal and business funding solutions — including AI-powered funding matches.
What’s the first step to get started?
Click “Book a Free Consultation” or choose a service plan to begin — we’ll take it from there.
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