Build Smart. Grow Strong. Stay Funded.

Privacy Policy & Terms & Conditions

🔒 Privacy Policy

Effective Date: 3 July 2025

At Carter & Co. Consultants, your privacy is important to us. This Privacy Policy outlines how we collect, use, protect, and handle your personal information when you use our website or services.

Information We Collect

When you engage with Carter & Co. Consultants—by filling out a form, subscribing to a service, downloading a resource, or contacting us—we may collect personal details such as your name, email address, phone number, mailing address, and any business or credit-related information you voluntarily provide. This information helps us better understand your needs and deliver the most relevant support and services.

How Your Information Is Used

We use the data you provide to deliver services, respond to inquiries, send updates, and improve your overall experience with Carter & Co. Consultants. With your consent, we may also send occasional promotional emails or educational content. You always have the option to unsubscribe from our communications.

Sharing of Information

Carter & Co. Consultants does not sell or rent your personal information to third parties. We may share limited data with trusted partners or platforms only when it’s necessary to deliver our services—such as payment processors, appointment scheduling tools, or client portals. These partners are required to keep your information confidential and secure.

How We Protect Your Data

We take data security seriously. Your personal information is stored on secure servers and protected through modern encryption methods and access controls. Only authorized personnel have access to your data, and we take every precaution to prevent unauthorized use, loss, or alteration.

Cookies and Tracking

Our website may use cookies or similar tracking technologies to enhance your browsing experience and gather basic analytics data. You can adjust your browser settings to disable cookies at any time, though doing so may limit some website functionality.

Your Rights

You have the right to request access to your personal data, correct inaccurate information, or request deletion of your data at any time.

Updates to This Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with a revised effective date, so we encourage you to check back from time to time.

📄 Terms & Conditions

Effective Date: 3 July 2025

By accessing or using the Carter & Co. Consultants website or any of our services, you agree to the following terms and conditions. These terms govern your relationship with us and outline what you can expect as a user or client.

Use of Website and Services

You agree to use our website and services for lawful purposes only. You must not use the site in any way that may cause harm, interfere with its functionality, or attempt unauthorized access to any part of the platform or client information.

Service Disclaimer

Carter & Co. Consultants provides credit improvement, business formation, and financial consulting services. While we strive for accuracy, transparency, and exceptional results, we do not guarantee specific outcomes. Your success depends on your individual circumstances and participation in the process.

Payment Terms

When purchasing services, you agree to provide accurate payment information and comply with the terms of payment outlined at checkout. We offer flexible payment plans through trusted third-party platforms such as Denefits. Failure to complete payments as agreed may result in a pause or cancellation of services.

Intellectual Property

All content on this website—including text, branding, images, downloadable tools, and educational materials—is the intellectual property of Carter & Co. Consultants. You may not copy, reproduce, distribute, or publish any materials without our written consent.

Limitation of Liability

Carter & Co. Consultants is not liable for any indirect, incidental, or consequential damages that may arise from the use or inability to use our website, products, or services. While we do our best to provide secure and accurate support, we cannot be held responsible for external factors or third-party actions.

Third-Party Links

Our website may contain links to third-party websites or services for your convenience. We are not responsible for the content, privacy practices, or policies of those external sites. Please review their terms before engaging.

Termination of Use

We reserve the right to refuse or terminate service to anyone for any reason, including but not limited to violation of our terms, abusive behavior, or misuse of the platform.

Changes to the Terms

We may update these Terms & Conditions at any time, and it is your responsibility to review them periodically. Continued use of the site or our services after any changes implies acceptance of the updated terms.

Our Promise

Clarity

We break down financial topics so you can make informed decisions

Support

You’ll never be left guessing, with access to tools, updates, and real humans

Access

We create opportunities for those who need real solutions, not just advice

Start Empowering Your Future

TESTIMONIALS

What others are saying

“Carter & Co. helped me go from a 540 credit score to over 700 in just a few months.”

I was lost and overwhelmed, but their team made everything so simple. Now I’m pre-approved for business funding — something I never thought I’d qualify for.

“I used their rent reporting service and saw my credit jump 48 points in 60 days.”

I had no idea my rent could help my score. This gave me the confidence I needed to apply for a new car loan and actually get approved.

“Their business credit program changed the game for me.”

I always used my personal credit for everything. Now I have vendor accounts, a separate credit profile, and I finally feel like a real business owner.

“What I love most is that they actually care.”

Every time I had a question, someone answered. Every time I got stuck, they helped me through it. You don’t feel like a number — you feel like a partner.

BOOK A FREE CONSULTATION NOW!

Frequently Ask Questions

What services does Carter & Co. offer?

We offer credit repair, business formation, virtual business tools, funding access, rent/bill reporting, and more — all tailored for everyday entrepreneurs.