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Working Hours

Monday–Friday: 9:00 AM – 6:00 PM (PST)

Saturday: 10:00 AM – 2:00 PM

Sunday: Closed

Response Time:

We typically respond within 24–48 hours during business hours.

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TESTIMONIALS

What others are saying

“Carter & Co. helped me go from a 540 credit score to over 700 in just a few months.”

I was lost and overwhelmed, but their team made everything so simple. Now I’m pre-approved for business funding — something I never thought I’d qualify for.

“I used their rent reporting service and saw my credit jump 48 points in 60 days.”

I had no idea my rent could help my score. This gave me the confidence I needed to apply for a new car loan and actually get approved.

“Their business credit program changed the game for me.”

I always used my personal credit for everything. Now I have vendor accounts, a separate credit profile, and I finally feel like a real business owner.

“What I love most is that they actually care.”

Every time I had a question, someone answered. Every time I got stuck, they helped me through it. You don’t feel like a number — you feel like a partner.

Frequently Ask Questions

What services does Carter & Co. offer?

We offer credit repair, business formation, virtual business tools, funding access, rent/bill reporting, and more — all tailored for everyday entrepreneurs.

Who are your services for?

We help side hustlers, small business owners, self-employed professionals, and anyone looking to build credit or grow their business.

Do I need good credit to get started with your services?

Not at all. Many of our clients come to us with low or challenged credit — we’ll help you improve it.

Is my personal information safe with you?

Absolutely. We use secure platforms and never sell or share your data.

How does credit repair work?

We review your credit reports, dispute inaccurate items, and provide tools to help you rebuild your score.

Can you help me start an LLC?

Yes! We handle the full formation process including your LLC, EIN, and operating agreement.

Can you help me get approved for business funding?

We offer both personal and business funding solutions — including AI-powered funding matches.

What’s the first step to get started?

Click “Book a Free Consultation” or choose a service plan to begin — we’ll take it from there.

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Innovation

Fresh, creative solutions.

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Integrity

Honesty and transparency.

Excellence

Excellence

Top-notch services.

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