Build Smart. Grow Strong. Stay Funded.

Struggling to Pay Bills? We’ve Got You Covered.

Get short-term help managing urgent personal or business expenses — with flexible solutions designed to keep you afloat, not behind.

From overdue bills to emergency payments, our support services help you regain control without relying on high-interest loans.

Why Bill Pay Assistance Matters

When bills pile up, stress skyrockets — and options can feel limited.

We created this service to bridge the gap during tough months without putting you deeper into debt.

Whether you're self-employed, an entrepreneur, or just facing temporary hardship, we help cover the essentials while you stabilize your income.

What’s Included in Bill Pay Assistance

Our assistance program offers practical relief — no credit check required.

Help Paying Business or Personal Bills
Flexible Repayment Plans through our in-house partner
Access to Third-Party Resources if we can't fund you directly
Private, Secure Application Process
Fast Approvals (24–48 hours)
Ongoing Financial Coaching & Budget Planning

Who This Is For

If you're feeling stuck or falling behind, this service can help you breathe again — without shame or judgment.

Entrepreneurs struggling to cover monthly business expenses
Families with temporary financial hardship
Freelancers between contracts or clients
Small business owners needing help with cash flow gaps

How It Works

Our goal is to help you feel supported and stable, not buried in fees or stress.

Step 1: Submit a simple, secure request form: No credit check. Just tell us what you need and how soon.
Step 2: Get matched with assistance: We offer both in-house and partnered solutions — and we’ll walk you through which fits best.
Step 3: Receive help + set a repayment plan: Funds can go directly to bills or to you (depending on the situation). Flexible repayment options are available
Step 4: Regain control: Use your breathing room to catch up, stabilize, or reinvest in your income stream.

Our Promise

Clarity

We break down financial topics so you can make informed decisions

Support

You’ll never be left guessing, with access to tools, updates, and real humans

Access

We create opportunities for those who need real solutions, not just advice

Your Success Is Our Mission

At Carter & Co. Consultants, we believe that access, structure, and strategy are the foundation of personal and business success. We’re more than just consultants — we’re your partners in progress.

Founded with the mission to simplify complex financial and business processes, Carter & Co. was built to serve everyday entrepreneurs, side hustlers, service professionals, and aspiring business owners who are often overlooked by traditional systems.

Whether you’re looking to build your business credit, repair your personal credit, form an LLC, or get access to funding — we’re here to guide you every step of the way.