Build Smart. Grow Strong. Stay Funded.
Welcome To Carter & Co Consultants
Empowering Entrepreneurs
Elevating Solutions.
From business formation to credit repair — everything you need, all in one place.
At Carter & Co. Consultants, we believe that access, structure, and strategy are the foundation of personal and business success. We’re more than just consultants — we’re your partners in progress.
Smart Services Built for Everyday Entrepreneurs
From side hustles to full-time businesses — we guide your journey with clarity and confidence.
All-in-one solutions tailored for growth, ownership, and success.
Business Formation Services
Turn your idea into a legit business with our fast and stress-free setup services.
Virtual Business Address & Phone
Appear professional and protect your privacy with a virtual address and phone number.
Credit & Finance Solutions
Struggling with bad credit? We’ll guide you back to financial stability.
Carter Shield
Take control of your security with our easy-to-use digital protection tools.
Business Credit Building
Build strong business credit that doesn’t rely on your personal score.
Rent Reporting Services
We report your rental payments to help boost your credit score fast.
Bill Pay Assistance
Our system helps you pay on time and build positive credit history.
Payment Plans
Get started today — pay over time with flexible options.
What We Do
We provide practical, accessible, and affordable
services that help our clients:
Start and Structure Businesses the right way
Build personal and business credit
Gain access to flexible funding and payment options
Automate financial growth through our trusted platforms
We simplify success with customizable tools under your name
Solutions Built for Growth
Our growing suite of services includes:
Carter Shield Protection
Business Formation & Compliance
Virtual Business Address & Phone Solutions
Business Tradeline Reporting (Coming Soon)
Rent Reporting & Bill Pay Assistance
In-House Payment Solutions
Our Promise
Clarity
We break down financial topics so you can make informed decisions
Support
You’ll never be left guessing, with access to tools, updates, and real humans
Access
We create opportunities for those who need real solutions, not just advice
Your Success Is Our Mission
At Carter & Co. Consultants, we believe that access, structure, and strategy are the foundation of personal and business success. We’re more than just consultants — we’re your partners in progress.
Founded with the mission to simplify complex financial and business processes, Carter & Co. was built to serve everyday entrepreneurs, side hustlers, service professionals, and aspiring business owners who are often overlooked by traditional systems.
Whether you’re looking to build your business credit, repair your personal credit, form an LLC, or get access to funding — we’re here to guide you every step of the way.
TESTIMONIALS
What others are saying
“Carter & Co. helped me go from a 540 credit score to over 700 in just a few months.”
I was lost and overwhelmed, but their team made everything so simple. Now I’m pre-approved for business funding — something I never thought I’d qualify for.
“I used their rent reporting service and saw my credit jump 48 points in 60 days.”
I had no idea my rent could help my score. This gave me the confidence I needed to apply for a new car loan and actually get approved.
“Their business credit program changed the game for me.”
I always used my personal credit for everything. Now I have vendor accounts, a separate credit profile, and I finally feel like a real business owner.
“What I love most is that they actually care.”
Every time I had a question, someone answered. Every time I got stuck, they helped me through it. You don’t feel like a number — you feel like a partner.
Frequently Ask Questions
What services does Carter & Co. offer?
We offer credit repair, business formation, virtual business tools, funding access, rent/bill reporting, and more — all tailored for everyday entrepreneurs.
Who are your services for?
We help side hustlers, small business owners, self-employed professionals, and anyone looking to build credit or grow their business.
Do I need good credit to get started with your services?
Not at all. Many of our clients come to us with low or challenged credit — we’ll help you improve it.
Is my personal information safe with you?
Absolutely. We use secure platforms and never sell or share your data.
How does credit repair work?
We review your credit reports, dispute inaccurate items, and provide tools to help you rebuild your score.
Can you help me start an LLC?
Yes! We handle the full formation process including your LLC, EIN, and operating agreement.
Can you help me get approved for business funding?
We offer both personal and business funding solutions — including AI-powered funding matches.
What’s the first step to get started?
Click “Book a Free Consultation” or choose a service plan to begin — we’ll take it from there.
Innovation
Fresh, creative solutions.
Integrity
Honesty and transparency.
Excellence
Top-notch services.
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